Get debt reduction through
Relief, or consolidate debt using
credit card debt consolidation loan.
If you have excessive debt and likelihood of substantial
income is low, bankruptcy may be an option for you. Under
proposed bankruptcy reform, you may be required to go
through Consumer Credit Counseling before filing for
†Click here for more information
on our Consumer Credit Counseling services
If the debt
load is medium, please explore debt relief
Credit Counseling, and choose one. For smaller debt
Credit Counseling is the best, since debt relief might
not be cost-effective for you.
Americans are in debt up-to their eyeballs.
Estimated outstanding debt is $1.98 trillion -- more than
$18,000 per household. An average credit counseling client
is in his/her mid 30s, has $30,000 in annual income, $23,000
in debt, excluding housing costs, and owes to 10 creditors.
More than 1.4 million people file personal bankruptcies
annually. According to Consumer Federation of America,
approximately 9 million people seek debt and credit
counseling assistance annually.
reduction and Credit
counseling services are financial hardship programs.
If you have financial difficulties, eliminate credit card
debt by joining a Credit Counseling service.
Get non-profit, 100% online debt relief.
Click here for more info
Card Debt Relief
you have more than $15,000 unsecured debt, access to ready
cash, then you can reduce
your debt by 20% to 60% using our
relief program. Typical savings is approximately 50%.
Your savings will be different. Fill-out our
to learn more.
in the principal amount due to debt relief,
other than bankruptcy, is considered taxable income and you
may owe taxes on the forgiven amount to the IRS. Please
check with the IRS or consult a tax accountant/attorney.
relief program discussed above requires upfront cash for early payoff.
If you do not have the required cash, you can join a
non-profit credit counseling program to reduce your interest
rate and monthly payment.
There is no upfront fee to join our credit counseling program and you can
join on-line now!
If you have minimum $2,500
unsecured debt, a regular income and a lower monthly payment will
help you manage your finances better, then reduce your debt now -- join a consumer
credit counseling Service today.
Click here for more information.
Card Debt Consolidation
You can consolidate high interest credit card,
and other unsecured debt into one loan at a lower
interest rate by taking out a home equity loan. But, most
financial advisors will advise against converting unsecured
debt into secured debt. So, before you take out a home
equity loan and payoff your credit card debt explore other
options to settle your debt.
You can consolidate all unsecured debt into a single payment
at a reduced interest rate. Our non-profit debt
consolidation service has no upfront fee. Debt consolidation
can save thousands of Dollars.
debt means poor FICO score. FICO ranges from 300 to 850.
FICO Score depends on payment history (35%), amount owed
(30%), length of credit history (15%), new credit (10%),
and types of credit (10%). Download
credit score booklet,
and learn to repair your credit today! Stop Living with Bad Credit,
get professional help now!